I was taking a look at a 2017 survey that was called “America is Incredibly Savings Insecure” wondering if much has changed in 2018. “Nearly 90% of Americans are not very confident in their overall retirement savings situation.” Perhaps you are amongst them. If that is the case, call us. We have information about a product that has been known to provide an income you can’t outlive. That kind of product may help you become more confident in your retirement planning. Let us know if you’d like to learn more about it. We’re always here to help.
This week’s article tells us that “Annuities play an important role in retirement planning by helping individuals guard against outliving their assets.” One of the most stressful aspects of planning for your retirement can be trying to make sure that you have enough income to fund your expenses, along with leaving enough to pay for some fun times. Annuities may help you do that. Call us, we’re always here to help and may have some options you have not thought of.
This week I thought to share with you an article that references the important role Annuities play in retirement planning by helping individuals guard against outliving their assets. “In the most general sense, an annuity is an agreement for an entity (generally a life insurance company) to pay another entity a series of payments”, and a Government Accountability Office (GAO) report highlights the role annuities can play in helping people secure enough income during retirement. Let us know if you have any questions. We’re always here to help.
“We all want a retirement plan that is ready for anything.” This thought often comes to mind and because fixed indexed annuities are a retirement savings vehicle that can help round out your financial portfolio, I thought to share with you four quick videos for a complete overview. Call us if you have any questions, we’re always here to help.
A few years ago the Government Accountability Office (GAO) issued a report that highlighted the role annuities can play in helping people secure enough income during retirement. The report, which I thought to share with you this week, references the fact that ensuring income throughout retirement requires difficult choices. Call us if you would like to know what some of your choices are. That might make your decision process a little easier. We’re always here to help.
From time to time it is a good idea to review basics, and re-educate ourselves on all available options for planning and evaluating our retirement savings plans. This week I came across several educational videos on retirement planning and fixed indexed annuities that I thought might be a great place to start. Take a look, and let me know if you have any questions. We’re always here to help.
This week’s article tells us that people crave income in retirement, and that “the appeal of lifetime income is clear in a recent study: Six in 10 people ages 55 and older place a high value on having guaranteed income to supplement what they’ll get from Social Security”. Those surveyed said “the benefits of extra assured income include protection against outliving your savings, peace of mind and greater assurance you’ll be able to maintain your lifestyle in retirement”. If you are having similar thoughts, call us. We may have some options you haven’t thought about. We’re always here to help.
This week’s article says that if you “need your earnings to never fall below zero or you want growth potential, coupled with principal protection from market loss or you seek a guaranteed minimum rate of return that never varies, regardless of market swing” then a Fixed Indexed Annuity might be right for you. Call us if one or more of these reflect your desires, we’re always here to help.
“You’ve lived with risk, don’t retire with it.” The opening line of this week’s article caught my eye and I thought it might do the same with you. If you are one of the many of Americans who “are concerned that they will either run out of money in retirement or risk not having enough money to maintain the lifestyle they’ve become accustomed to” call us. We have some options for monthly income planning that you may not be aware of. We’re always here to help.
From time to time it is a good idea to review the meaning of terms used when we discuss products that may help you plan your retirement strategies. This week’s article does just that, and provides us with a clear glossary of annuity product terms. Call us as you plan your retirement as we may have some options you have not yet considered, that can provide an income you can’t outlive. We’re always here to help.