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The author of this week’s article tells us the “so-called withdrawal rate should shrink to 3.3% from 4% according to a Morningstar report.” What does that mean? The withdrawal rate refers to how much a retiree can “safely” withdraw from their savings each year without fear of running out of money. Usually it assumes that someone will live about 30 years past retirement. Will this anticipated reduction affect you? Call us and we will help you determine if it might be time to consider other options that will generate income you can’t outlive, no matter how many years past retirement you want to plan for. We’re always here to help.

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